Creditor/Debtor Law Section Bill Referrals - 2005 Final Status
Washington State Bar Association
Section contact:  Marty Snodgrass
Bill Number	Title	Prime	Notes	Position	Status	Comments	$
Bills the Section took position or sponsored:
SSB 5204	Modifying the chattel lien process.	Brandland		Support	Failed to pass	1/21/05 to Section. Hearing scheduled for 1/26, 3:30. 1/26/05 Section responded so so far they do not have the required 75% to take a position. Those who have responded are in favor. Will keep us posted.  2/4 Section report excess of required 75% concur this is a bill which merits support.
Bills of interest to Section:
HB 1309 (SB 5239)	Limiting lien authority against a residential homeowner.	Conway			Failed to pass	1/20/05 to Section and to RP.	f
SHB 1347	Changing provisions relating to dishonored checks.	Lantz			Chapter 277, Laws of 2005.  Effective date of 7/24/05.	1/20/05 to Section.
SHB 1419	Reserving state authority to regulate customer financial transactions.	Kirby		Monitor	Failed to pass	1/24/05 to Section.
HB 1424	Filing a claim of lien for utility services against the owner of a manufactured housing community.	O'Brien			Failed to pass	1/24/05 to Section.
HB 1778 (SB 5484)	Monitoring and reporting on check cashers and sellers.	Schual-Berke			Failed to pass	2/4/05 to Section.
HB 1927 (SB 5328)	Restricting the use of personal credit histories and credit scores.	Kirby			Failed to pass	2/10/05 to Section.	f
SHB 1928	Prohibiting the use of consumer credit histories for personal insurance renewal decisions.	Kirby			Failed to pass	2/10/05 to Section.
SHB 2004	Addressing accrual and limitations of actions or claims arising from construction.	Flannigan			Failed to pass	2/15/05 to Section.
HB 2017	Regulating the making of small loans.	Schual-Berke			Failed to pass	2/15/05 to Creditor/Debtor and Business Law/Banking Committee.
HB 2018	Placing limits on the amount, interest, and fees for small loans.	Schual-Berke			Failed to pass	2/15/05 to Creditor/Debtor and Business Law/Banking Committee.
SHB 2019	Offering a small loan borrower a repayment option.  Revised for 1st Substitute: Regulating small loans.	Green			Failed to pass	2/15/05 to Creditor/Debtor and Business Law/Banking Committee.	f
HB 2020	Regulating payday lending practices.	Schual-Berke			Failed to pass	2/15/05 to Creditor/Debtor and Business Law/Banking Committee.	f
HB 2059	Addressing the preservation of claim rights in construction disputes.	Springer			Failed to pass	2/16/05 to Section.
SHB 2173	Adopting the service members' civil relief act.	Serben			Chapter 254, Laws of 2005.  Effective date 5/3/05.
HB 2208	Concerning assignment of a debt to a collection agency.	Campbell			Failed to pass	2/23/05 to Section.
SHB 2304	Recovering debts owed to the state for medical assistance.	Sommers			Chapter 292, Laws of 2005.  Effective date 7/24/05.	3/28/05 to PT, RP and Creditor/Debtor.
SB 5239 (HB 1309)	Limiting lien authority against a residential homeowner.	Kohl-Welles			Failed to pass	1/21/05 to Section and to Real Property.  Companion to 1309.	f
SB 5328 (HB 1927)	Restricting the use of personal credit histories and credit scores.	Fairley			Failed to pass	1/20/05 to Section.
ESSB 5415	Making loans under chapter 31.45 RCW to military borrowers.	Fairley			Chapter 256, Laws of 2005.  Effective date 7/24/05.	1/24/05 to Section.
ESB 5418	Allowing consumers to place a security freeze on a credit report.	Berkey		Monitor	Chapter 342, Laws of 2005.  Effective date 7/24/05.	1/24/05 to Section.	f
SB 5481	Prosecuting the extortionate extension of credit by check cashers and sellers.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SB 5482	Limiting a borrower to one outstanding small loan.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SB 5483	Offering a small loan borrower a repayment option.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SB 5484 (HB 1778)	Monitoring and reporting on check cashers and sellers.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SB 5485	Placing limits on the amount, interest, and fees for small loans.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SSB 5486	Regulating check cashers and sellers.	Fairley			Failed to pass	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
ESSB 5506	Placing restrictions on the marketing or merchandising of credit cards to students at the state's institutions of higher education.	Kohl-Welles			Chapter 74, Laws of 2005.  Effective date 7/24/05.	1/26/05 to Creditor/Debtor and Business Law (banking) Sections.
SB 5540	Expanding extortionate extension of credit.	Fairley			Failed to pass	1/27/05 to Section.
SSB 5611	Changing the interest rate on legal financial obligations.	Esser			Failed to pass	1/31/05 to BOG and Creditor/Debtor Section.
SSB 5686	Regulating check cashers and sellers.	Fairley			Failed to pass	2/2/05 to Section.
SSB 5692	Regulating tax refund anticipation loans.	Berkey			Chapter 471, Laws of 2005.  Effective date 7/24/05.	2/2/05 to Section.
E2SSB 5773	Protecting homeowners who hire contractors to remodel or build their homes.	Fraser			Failed to pass	2/11/05 to Section.	f
SB 5796	Regulating refund anticipation loans.	Fairley			Failed to pass	2/7/05 to Section.	f
SB 5936 (HB 1613)	Limiting the effect of construction contract provisions affecting the claim rights of contractors.	Kastama			Failed to pass	2/15/05 to Section.
SSB 6028	Adopting the service members' civil relief act.	Benson			Failed to pass	2/24/05 Bill sponsor Sen. Benson's office called today and wants to know if we care about this bill. Also sent to Family, Creditor/Debtor, Real Property and Business, banking committee to see if they have any problems wtih it. Also sent to BOG. Asked Sections for quick reply if they see any problems with this bill.